I have read many books: “The Millionaire Mind”, “Instant Millionaire, Automatic Millionaire”, “Millionaire Next Door”, “One Minute Millionaire” and many more other life changing books written by the experts in their various field of endeavour. I even wrote one, The Millionaire Secrets. But I keep coming back to this one simple fact: Becoming a millionaire is all in your head.

Here are 10 tips I picked up over the past few years as a full time motivational speaker and business consultant; tips that will help you become one of Nigeria next millionaire for 2007:

1. Getting rich is not about money: Peter Lynch says if you spend 15 minutes a year studying the economy, that is 10 minutes too many. And when money guru Ric Edelman researched 5,000 millionaires for Ordinary People, Extraordinary Wealth, he discovered that millionaires spend an average of just six minutes a day on personal finance. They have better things to do. Get a life!

2. Accentuate the positive: Most of us have read books like, Success Through a Positive Mental Attitude. That message was summarized for me by a U.S. renowned Motivational Speaker, Rene Godfrey: “If you have a guy with all the survival training in the world who has a negative attitude and a guy who does not have a clue but has a positive attitude, I guarantee you that the guy with a positive attitude is coming out of the woods alive. Simple as that.

3. Think differently: Go inside The Millionaire Mind with author George Stanley: They think differently from the crowd ... It pays to be different. Yes, being different helps build wealth. That is the central theme of his work: Don’t fit in, go your own way.

4. Quit doing what you hate: Many people live in quiet desperation, waiting for retirement, doing something they hate. Marcus Buckingham put it very simply in his new book, “ The One Thing You Need to Know”: Figure out what you don’t like doing, then stop doing it.

5. Do what you love: You have heard all the pep talks: Follow your bliss; do what you love, money will follow. Never forget Stanley’s bottom line: If you are creative enough to select the ideal vocation, you can win, win big-time. The really brilliant millionaires are those who selected a vocation that they love.

6. Find the real you: Working in a career that does not fit right is exhausting and stressful. You are less efficient, less productive. Get in sync with the real you. Get help from a career counselor. Read books on personality types. In The Millionaire Secrets, I identify 16 basic types to help people focus on their dreams. Buckingham’s, Now Discover Your Strengths, is another example. Find the real you, go for it and never turn back!

7. Invest in Yourself: Tired of working for Corporate Organizations? Become an entrepreneur. Create your own business. Read Kiyosakis, Rich Dad series. Browse through EBay for Dummies. Open a Starbucks franchise. Most millionaires work for themselves, pay less in tax, live below their means and build equity in themselves.

8. Live with passion: Believe in something. Listen to the still small voice. What is it: Love, family, jazz, art, golf, writing, fishing, inventing? Whatever it is, it is you. And it's priceless. My mentor Judee Pouncey who is a renowned American Publishers and my foreign mother said to me during a visit to Florida: “If you follow your bliss, you will always have your bliss, money or not. If you follow money, you may lose it, and you will have nothing.” I live with that statement everyday of my life.

9. Live in the moment: A U.S citizen friend of mine in her 60s. When I mention retirement planning, he laughs. He talks about his next vacation. His new jet skis. He is a survived divorce, bankruptcy, foreclosure, and health problem. He has a successful business, nice house, and lots of debt. He is at risk. I could not do it, but he is happy. We all have friends like him, living in their moment. You need to live in yours.

10. Make a difference: Most of us focus on our little world and our future. Millionaires dream of making the world a better place, with visions of a better tomorrow for everyone. They love helping people. I will bet you have such a dream. Discover the real meaning of life by going beyond yourself and make a difference! Remember, being a millionaire is all in your head. If you got the right attitude, if you feel it, if you believe you are a millionaire, you are already there. The money will follow. Trust me.